An accident with an uninsured or underinsured driver can result in less money to pay hospital bills, replace lost wages and cover other damages. Often you can compensate for this loss through uninsured motorist/underinsured motorist coverage (UM/UIM) on your own car insurance policy.
If you or your loved one has been injured in a car accident by an uninsured or underinsured driver, the legal team at Bart Durham Injury Law can give you the help you need. Our law firm has represented more than 5,000 clients with their personal injury cases in Nashville and throughout Tennessee since 1975.
Contact us to schedule a free initial consultation. We can help you to obtain maximum financial compensation from all potential sources of coverage.
Uninsured/Underinsured Motorist Coverage In Tennessee
In Tennessee, drivers are required to carry a minimum of $25,000 for bodily injury per person and $50,000 for all people injured in an accident. If you have suffered a serious injury, however, $25,000 will not likely be enough to pay for your damages.
Although it is not required, insurance companies must also offer you UM/UIM coverage that is at least equal to the amount of liability coverage that you carry. During your initial consultation, an experienced lawyer will review your insurance policy coverage and explain the options available to you.